Kalub Microfinance will first operate in Jigjiga city administration of the Somali Regional State by opening other branches in the region and as whole in the country by developing new and more clients need responsive financial products and services to the existing markets. It will open all branches planed for the three years in the major and potential towns of the region and serve the most remote and rural areas of the region by opening satellite service delivery posts depending on the needs of the market.

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